The Chi Team
Ranked top 1% of mortgage originators in America.
Published in the Winter 2015, 2016 & 2017 issues of Mortgage Executive Magazine.
Best Mortgage Lender in California 2018
rated by Ask a Lender
The Chi Team is dedicated to our clients’ satisfaction as a part of our core business model. This focus on our clients and business relationship is what allows us to succeed in our service approach.
Our Services
Conventional Loans
Conventional loans are a safe, beneficial option for homeowners needing to take out a mortgage.
FHA Loans
Reduced down payment or have not-so-perfect credit?
VA Loans
VA loans are loans provided to active-duty military and veterans.
Refinance
Refinance today to receive a better interest rate on your loan or take cash out.
Jumbo Loans
Jumbo loans are available when conventional loan limits don’t qualify.
Investment Properties
Residential rental properties and properties purchased with the intention for renovations.
Purchase Loan Process
View our free guide to learn more about the purchase loan process
Experienced Team
The Chi Team has some of the most experienced and dedicated assistants and processors, with more than 1,500+ loans and over half a billion dollars closed.
Ian Chi
SR. Mortgage Loan Originator
NMLS# 274654
Verennice "V" Soberanes
Loan Officer Assistant
NMLS# 1257258
Our Satisfied Customers
“Working with Ian Chi and his staff has always been a great experience. From the first phone call to the final e-mail, telling us that the loan is funded and will be in your bank today, Thank you, Mr.Ian Chi.”
Curtis J.“Ian was very responsive to all my questions. Very complete explanations on the process and next steps. Great combination of e-mails and phone calls. Would highly recommend and use again!”
Jeffery G.“Good communication, friendly and timely. Very easy process. Couldn’t ask for more. Always received a quick response. Ian handled difficult situations, specifically the problems with the appraisers, with professionalism.”
Margaret S.