The Chi Team

Ranked top 1% of mortgage originators in America.

Published in the Winter 2015, 2016 & 2017 issues of Mortgage Executive Magazine.

See our servicesContact Us

Best Mortgage Lender in California 2018

rated by Ask a Lender

The Chi Team is dedicated to our clients’ satisfaction as a part of our core business model. This focus on our clients and business relationship is what allows us to succeed in our service approach.

Our Services

Conventional Loans

Conventional loans are a safe, beneficial option for homeowners needing to take out a mortgage.

FHA Loans

Reduced down payment or have not-so-perfect credit?

VA Loans

VA loans are loans provided to active-duty military and veterans.

Refinance

Refinance today to receive a better interest rate on your loan or take cash out.

Jumbo Loans

Jumbo loans are available when conventional loan limits don’t qualify.

Investment Properties

Residential rental properties and properties purchased with the intention for renovations.

Purchase Loan Process

 

View our free guide to learn more about the purchase loan process

 

Experienced Team

The Chi Team has some of the most experienced and dedicated assistants and processors, with more than 1,500+ loans and over half a billion dollars closed.

Ian Chi

Ian Chi

SR. Mortgage Loan Originator

NMLS# 274654

Verennice "V" Soberanes

Verennice "V" Soberanes

Loan Officer Assistant

NMLS# 1257258

Our Satisfied Customers

“Working with Ian Chi and his staff has always been a great experience. From the first phone call to the final e-mail, telling us that the loan is funded and will be in your bank today, Thank you, Mr.Ian Chi.”

Curtis J.

“Ian was very responsive to all my questions. Very complete explanations on the process and next steps. Great combination of e-mails and phone calls. Would highly recommend and use again!”

Jeffery G.

“Good communication, friendly and timely. Very easy process. Couldn’t ask for more. Always received a quick response. Ian handled difficult situations, specifically the problems with the appraisers, with professionalism.”

Margaret S.

Reach Us

Reach out to us today for a free quote and consultation.

278 Town Center Pkwy
Suite 205-206
Santee, CA 92071

 

(916) 770-LOAN (5626)

 

 

team@thechiteam.com

 

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